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Planned Giving

Charitable Gift Annuity The concept of the charitable gift annuity in America dates back to 1843, when a merchant in Boston first donated a gift of money to the American Bible Society in exchange for a flow of income. Today, the concept includes valuable tax benefits for donors. But perhaps more valuable than the financial advantages is the satisfaction donors gain by helping to continue our mission and good works. More...

Bequests Leave your legacy by making a gift in your will to friends, family and charitable organizations. A bequest is one of the simplest ways to remember those you care about most. More...

Charitable Remainder Trust What are your plans for the future? While there is no single way to achieve all of your personal and financial goals, there is one strategy that can meet many of your needs. It's called a charitable remainder trust. In the right circumstances, this plan can increase your income, reduce your taxes, unlock appreciated investments, rid you of investment worries and ultimately provide very important support. More...

Wealth Replacement Trust Perhaps you would like to make a sizable contribution to us now to help meet our current needs, but you don't want to reduce the estate you will pass to your family. The solution? Purchase life insurance. More...

Charitable Lead Trust If your goal is to provide an inheritance for your children, but you would also like to make a significant charitable gift through your estate, find out how a charitable lead trust can help you satisfy both objectives. It's a charitable lead trust that can provide a significant charitable gift through your estate and provide an inheritance to your children. More...

Pooled Income Fund When you contribute to the pooled income fund for our organization, you receive an income for the rest of your life, as well as a current income tax deduction. You make a meaningful gift to us—a gift that also gives back to you. More...

Retained Life Estate One of your valued possessions, your home, can become a valued gift to us even while you are still living in it, and even if you want your spouse or other survivor to live there for life. This arrangement is called a retained life estate. More... Which Gift Matches Your Goals? There is a gift for every objective. Find out which gift is right for you. More...

Giving Through Retirement Plans

Many Americans have taken advantage of generous tax incentives provided by Congress to encourage savings for their retirement years.

Known as qualified retirement plans, these options have usually featured income tax benefits at the time contributions are made to such plans. The assets in the plans then build tax free for the future. Amounts that are accumulated in traditional qualified plans are typically not subject to income tax until they are actually withdrawn by the owner of the funds.

Careful planning can minimize the taxes due on retirement plan assets during life and at death. Rather than see retirement assets absorbed to a large extent by taxes, one can direct that such assets be used to fund charitable gifts they would like to make from their estates. This can actually result in more assets being received by loved ones than if retirement assets were left to family, and charitable gifts were made from other funds in the estate. That is because amounts left from retirement plans for charitable use are included in the taxable estate, but they are also deductible from the estate as charitable gifts. The full amount will generally be received and used for charitable purposes with no income tax paid by the charitable recipient. As with any other Planned Gift, donors should check with their professional advisors for the latest statutes and regulations prior to completing gifts in this manner.